212 is fine for a hot day. 182-186 is not hot (normal for a cool to moderate temperature day). I have hit 212 a few times. Your owner's manual talks about this on page 53 (at least, the 2005 owner's manual that I have).
Quote:
The engine coolant temperature will be displayed at the bottom
right hand corner of the panel as soon as the temperature
reaches 162°F. The running temperature will fluctuate a certain
amount as the operating conditions change, and during
periods of idling or in heavy traffic, the temperature may rise to
over 212°F, with the cooling fans switching on at half speed at
approximately 208°F and at full speed at approximately 217°F.
The temperature display will flash at temperatures over 226°F
to prompt closer monitoring by the driver of high temperatures.
The pressurised cooling system has a boiling point of over 248°F.
If the temperature approaches this level then the driver should
be concerned. If this should occur, allow the engine to idle for a
few minutes whilst monitoring the temperature, and if it continues
to rise, switch off and seek qualified assistance.
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The water makes up only half of the total coolant. The coolant mix is designed so as to raise the boiling point considerably and lower the freezing point (hence the name anti-freeze) for a wider temperature range of operation. Also, given that the system is pressurized, the boiling point is also a bit higher than water at one atmosphere of pressure.
By the way, the radiator fans will also come on when you turn on your air conditioning.